Effective Date: 11/1/2024

    Welcome to USA Mortgages. By accessing or using our website (https://usamortgages.net/) and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our services.

    1. Acceptance of Terms

    By using our website and services, you acknowledge that you have read, understood, and agree to these Terms of Service. If you do not agree to these terms, you should not use our services.

    2. Services Provided

    USA Mortgages offers mortgage and refinancing services to residents of Texas. All services are subject to availability and compliance with applicable laws and regulations.

    3. Eligibility

    To use our services, you must:

    • Be at least 18 years old.
    • Provide accurate and complete information during the application process.
    • Be a resident of Texas or eligible to apply for a mortgage or refinance in Texas.

    4. User Responsibilities

    When using our services, you agree to:

    • Use the website and services only for lawful purposes.
    • Refrain from submitting false, misleading, or fraudulent information.
    • Keep your account information confidential and secure if applicable.

    5. Privacy Policy

    Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review it carefully here.

    6. No Financial or Legal Advice

    The information provided on our website is for informational purposes only and does not constitute financial or legal advice. Always consult a licensed financial advisor or attorney for advice tailored to your situation.

    7. Third-Party Services

    Our website may include links to third-party websites or services. USA Mortgages is not responsible for the content, policies, or practices of these third-party entities.

    8. Limitation of Liability

    USA Mortgages is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including but not limited to:

    • Loss of data or profits.
    • Delays or disruptions in service.
    • Errors or inaccuracies in information provided.

    9. Termination of Service

    We reserve the right to terminate or suspend access to our services at our discretion, without prior notice, for reasons including but not limited to:

    • Violation of these Terms of Service.
    • Fraudulent or unlawful activity.

    10. Intellectual Property

    All content on our website, including text, graphics, logos, and software, is the property of USA Mortgages and protected by copyright and trademark laws. Unauthorized use of this content is strictly prohibited.

    11. Indemnification

    You agree to indemnify and hold USA Mortgages harmless from any claims, damages, losses, or expenses arising from your use of our website or services.

    12. Governing Law

    These Terms of Service are governed by the laws of the State of Texas. Any disputes arising from these terms will be resolved in the courts of Texas.

    13. Changes to Terms

    We may update these Terms of Service from time to time. Any changes will be posted on this page with the updated effective date. Your continued use of our services constitutes acceptance of the updated terms.

    14. Contact Us

    If you have any questions or concerns about these Terms of Service, please contact us:

    USA Mortgages
    Phone: 281-909-7788
    Email: info@usamortgages.net
    Website: https://usamortgages.net/

    Thank you for choosing USA Mortgages. We are committed to providing you with the best mortgage and refinancing services in Texas.